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Q. What Does the HO-3 policy cover?

Q. What Does the HO-3 policy cover?
18 March, 2023

Damages from water/flooding

The HO-3 coverage frequently covers water damage caused by the weather or by in-home equipment. Because of this, your policy covers water damage caused by the following events:

  • Burst pipes
  • Broken water heater or water softener
  • Leaky HVAC system
  • Leaky roof from heavy rains



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