Q. What is not covered in the event of a Storm outbreak?

A few of the most prevalent exclusions from the HO-3 policy are

• Floods
• Earthquakes
• Landslides, mudslides, and sinkholes
• Preventable damage
• Sewer backup

Additional dangers, such as flood and earthquake insurance, may be purchased separately from the basic coverage. Finding out what kind of natural catastrophes your house is vulnerable to will help you figure out what kind of protection you need.